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Hiscox Europe Underwriting Ltd. - IT-Haftpflichtversicherung Net-IT - easy-insure.eu

Beitragsübersicht

Haftpflichtversicherung für IT- und Telekommunikationsunternehmen Jahresumsatzsumme von maximal (in Euro)
Versicherungssumme für Vermögensschäden 150.000250.000500.000750.0001.000.000
€ 250.000390410455545680
€ 500.000480495520645765
€ 1.000.000595620655810960
€ 2.000.00073082084010601235
€ 3.000.00083593099012801390

Zusatzbaustein Verzögerungsschäden i

Entschädigungsgrenze Prämienzuschlag je Jahresumsatzsumme
3040506070

Zusatzbaustein Eigenschäden i

Entschädigungsgrenze Prämienzuschlag je Jahresumsatzsumme
€ 250.0001520253040

Zusatzbaustein Kostenerstattung und Honorarübernahme i

Entschädigungsgrenze Prämienzuschlag je Jahresumsatzsumme
€ 250.000 / € 25.00045556590120

Zusatzbaustein Geheimhaltungsvereinbarungen und Wettbewerbsverbote i

Entschädigungsgrenze Prämienzuschlag je Jahresumsatzsumme
€ 25.0001520253035

Zusatz-Module

Zusatz-Modul Betriebshaftpflichtversicherung i

Versicherungssumme für Personen-und Sachschäden Prämienzuschlag je Jahresumsatzsumme
€ 3.000.00060
€ 5.000.00080

(die Betriebshaftpflicht-, Umwelthaftpflicht-und Umwelt Schadenversicherung kann nur in Verbindung mit einer Vermögensschadenhaftpflichtversicherung abgeschlossen werden)

Zusatz-Modul Cyber- und Datenversicherung i

Versicherungssumme Prämienzuschlag je Jahresumsatzsumme
€ 250.000150 175 200 225 250

Der Selbstbehalt liegt für dieses Modul generell bei 5.000 € je Schadenfall. Die vereinbarte Versicherungssumme ist einfach maximiert je Versicherungsjahr.

Selbstbehalte

Für die unten genannten Versicherungssummen gelten folgende Selbstbehalte:
€ 500 für Vermögens- und Sachschäden; € 0 für Personenschäden.
Für Ansprüche, die vor Gerichten der USA oder Kanadas geltend gemacht werden, besteht ein Mindestselbstbehalt von € 10.000.


Alle genannten Prämien sind Nettoprämien (ohne Versicherungssteuer) und ausschließlich jährlich zu zahlen. Derzeit beläuft sich die Versicherungssteuer in Deutschland auf 19 % und in Österreich auf 11 %. Die Jahresnettoprämie erhöht sich um den Betrag der Versicherungssteuer.

Grundsicherung laut obiger Tabelle

Rechenbeispiel

Maximaler Jahresumsatz 150.000,00 €
Versicherungssumme 250.000,00 €
Jahresbeitrag (Netto) 390,00 €
Dauernachlass bei 3-jähriger Laufzeit (-10%) - 39,00 €
Start-Up-Nachlass (-15%) - 52,65 €
Versicherungssteuer (19%) + 56,69 €
Jahresbeitrag (Brutto) ab 355,04 €
Jahresbeitrag ab 355,04 €
Zum Antrag

Welche Risiken sind mit der Hiscox IT-Haftpflichtversicherung versichert?

Deckungs-Highlights

Versicherungsschutz wird gewährt für:

Annahmekriterien

Deckungsumfang

Bedingungssgemäß versichert sind die gesetzliche Haftpflicht sowie die vertraglich vereinbarte Leistungsspflicht aus dem gesamten Leistungsspektrum eines IT- oder Telekommunikationsunternehmens (Personen-. Sach- und Vermögensschäden), z.B.: